I’m mad as hell…and I’m not going to take it anymore?

This past week, there were three specific posts that caught my eye and I am compelled to share them with you. The first, comes from Ronni Bennett at Time Goes By. A reader’s comment about ageism spurred her on to write an article about ageism and prejudice that will ring true for all of us. If you are a Boomer, do you cringe at the concept of 50 Plus? If you are a 50 plusser, do you bristle at being called old? And if you are old, how do you feel about the old-old? I mean, 73 isn’t 86, right?

The second is a post by Scot Herrick at Cube Rules, all about the concept of “practicing” for a layoff.  There are so many truths in this article, that it should become an HR offering to employees a year before layoffs loom!  One comment he makes that really resonates in this economic morass we find ourselves in, is that rather than the rule of thumb of having a savings cushion of 4 months to handle a layoff, he counsels trying to set aside ONE year’s worth of your own operations capital.  Now, that is a hefty amount, especially for most Americans who live paycheck to paycheck, but given the extreme challenges inherent in finding a job now, especially if you are a 50 plusser, I have to say, he isvery, very correct.  In any event, an excellent article to prepare you for the inevitable.

The third article is by Corinne Copnick at Cyro-Kid, who chronicles her (funny if it weren’t so heartbreaking) futile attempts to get her prescription provider to send her test strips for her diabetes.  Not only will it give you some chuckles, it will possibly also bring you to tears.  If I had a TV to throw out a 2nd story window and create a furor, yelling: “I’m mad as hell and I’m not going to take it anymore!”, I would.  But I live in a one floor bungalow and my analog TV is worthless after June 12th anyway. 

And to give a follow up to Corinne’s story, today, again during another call to find out whether the THIRD authorization from her doctor had been approved, she was told (for the first time after, literally, hours of phone calls) that not only box SEVEN had to be filled out again as the wording was not 100% correct, but box TWO had to be rechecked. 

President Obama, are you listening?  The insurance companies cannot fix this problem.  THEY and the pharmaceuticals are the ones CREATING it!  By  so much bureaucracy, so much dotting of “i’s” and crossing of “t’s”, they are delaying Corinne’s test strips, for now…um…6 weeks, and if they are doing this to countless numbers of Americans, how much money are they keeping for themselves?  If Prescription Solutions delays all prescriptions from filling by one month (in this case now more than 6 weeks) they gain an 11% additional profit on this one client.  So what if the client dies?  In fact, that would save them a whole lot MORE money in the long run. 

Corinne is my mother.  So, I’m not done with this one yet.

3 thoughts on “I’m mad as hell…and I’m not going to take it anymore?

  1. I know the “one year’s pay in the bank” looks tough, and it is. But, let me give you some tips to get to it for your readers. Make sure you include in the amount whatever increase in COBRA is compared to what you are paying now.

    Some tips: put your entire bonus in the bank for multiple years. Take your tax return refund into savings. If you have restricted stock or options, take those and cash them and put them into savings. Especially restricted stock as it usually is more than options. Put your pay increases automatically into savings. When your car is paid off, put the payment amount into savings. Ditto with credit card payments.

    Put the “one year take-home” into a separate savings account or even an investment account. I have mine in a separate account from my IRA and invest it in very conservative investments that earn more than the lousy savings account interest. Over five years, this can bump up your totals nicely.

    It took me five years to get to one year’s take home pay in the bank.

    All of those would not change how you live day-to-day right now. Of course, you can up the amount of savings right now as well.

    There are two great payoffs from doing this. First, it teaches you the discipline of saving if you are not doing this which helps everything.

    Second, at work, you will do a better job because you do not have the anxiety that comes from the worry of a layoff. That anxiety kills your creativity, makes you career conservative, and inadvertently keeps you in positions you shouldn’t be in because you think you just need to “hang on” to what you have. In essence, you play career defense when you should be playing career offense.
    —-
    A long comment; thanks for reading it. The health care stuff just has to get changed. We need the political will to do it and all of us can hit Congress to get their political will up, especially for a universal health care option. Let’s get some competition to the insurance companies for once. It’s time we worked for work, not work at a job to also get health care.

  2. Janet:

    Let create an avalanche!Start an e-mail campaign to: The White House, Ca senators and House reps. Encourage everyone in your network to e-mail everyday; send a press release to KNX 1070 and every talk show in the L.A. Market.

    Let me know what you think,

    Brian

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