Comments on: I’m mad as hell…and I’m not going to take it anymore? http://www.genplususa.com/im-mad-as-helland-im-not-going-to-take-it-anymore/ Re-inventing 50 plus Sat, 14 Jan 2012 15:21:44 +0000 hourly 1 http://wordpress.org/?v=3.2.1 By: Olivia Miller http://www.genplususa.com/im-mad-as-helland-im-not-going-to-take-it-anymore/comment-page-1/#comment-3113 Olivia Miller Thu, 29 Apr 2010 06:22:56 +0000 http://www.genplususa.com/?p=875#comment-3113 A few workers in our area got Salmonella poisoning. It is a good thing that they did not die and they have fully recovered. . A few workers in our area got Salmonella poisoning. It is a good thing that they did not die and they have fully recovered. .

]]> By: Brian Grossman http://www.genplususa.com/im-mad-as-helland-im-not-going-to-take-it-anymore/comment-page-1/#comment-1207 Brian Grossman Fri, 15 May 2009 02:34:34 +0000 http://www.genplususa.com/?p=875#comment-1207 Janet: Let create an avalanche!Start an e-mail campaign to: The White House, Ca senators and House reps. Encourage everyone in your network to e-mail everyday; send a press release to KNX 1070 and every talk show in the L.A. Market. Let me know what you think, Brian Janet:

Let create an avalanche!Start an e-mail campaign to: The White House, Ca senators and House reps. Encourage everyone in your network to e-mail everyday; send a press release to KNX 1070 and every talk show in the L.A. Market.

Let me know what you think,

Brian

]]> By: Scot Herrick http://www.genplususa.com/im-mad-as-helland-im-not-going-to-take-it-anymore/comment-page-1/#comment-1206 Scot Herrick Thu, 14 May 2009 18:53:12 +0000 http://www.genplususa.com/?p=875#comment-1206 I know the "one year's pay in the bank" looks tough, and it is. But, let me give you some tips to get to it for your readers. Make sure you include in the amount whatever increase in COBRA is compared to what you are paying now. Some tips: put your entire bonus in the bank for multiple years. Take your tax return refund into savings. If you have restricted stock or options, take those and cash them and put them into savings. Especially restricted stock as it usually is more than options. Put your pay increases automatically into savings. When your car is paid off, put the payment amount into savings. Ditto with credit card payments. Put the "one year take-home" into a separate savings account or even an investment account. I have mine in a separate account from my IRA and invest it in very conservative investments that earn more than the lousy savings account interest. Over five years, this can bump up your totals nicely. It took me five years to get to one year's take home pay in the bank. All of those would not change how you live day-to-day right now. Of course, you can up the amount of savings right now as well. There are two great payoffs from doing this. First, it teaches you the discipline of saving if you are not doing this which helps everything. Second, at work, you will do a better job because you do not have the anxiety that comes from the worry of a layoff. That anxiety kills your creativity, makes you career conservative, and inadvertently keeps you in positions you shouldn't be in because you think you just need to "hang on" to what you have. In essence, you play career defense when you should be playing career offense. ---- A long comment; thanks for reading it. The health care stuff just has to get changed. We need the political will to do it and all of us can hit Congress to get their political will up, especially for a universal health care option. Let's get some competition to the insurance companies for once. It's time we worked for work, not work at a job to also get health care. I know the “one year’s pay in the bank” looks tough, and it is. But, let me give you some tips to get to it for your readers. Make sure you include in the amount whatever increase in COBRA is compared to what you are paying now.

Some tips: put your entire bonus in the bank for multiple years. Take your tax return refund into savings. If you have restricted stock or options, take those and cash them and put them into savings. Especially restricted stock as it usually is more than options. Put your pay increases automatically into savings. When your car is paid off, put the payment amount into savings. Ditto with credit card payments.

Put the “one year take-home” into a separate savings account or even an investment account. I have mine in a separate account from my IRA and invest it in very conservative investments that earn more than the lousy savings account interest. Over five years, this can bump up your totals nicely.

It took me five years to get to one year’s take home pay in the bank.

All of those would not change how you live day-to-day right now. Of course, you can up the amount of savings right now as well.

There are two great payoffs from doing this. First, it teaches you the discipline of saving if you are not doing this which helps everything.

Second, at work, you will do a better job because you do not have the anxiety that comes from the worry of a layoff. That anxiety kills your creativity, makes you career conservative, and inadvertently keeps you in positions you shouldn’t be in because you think you just need to “hang on” to what you have. In essence, you play career defense when you should be playing career offense.
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A long comment; thanks for reading it. The health care stuff just has to get changed. We need the political will to do it and all of us can hit Congress to get their political will up, especially for a universal health care option. Let’s get some competition to the insurance companies for once. It’s time we worked for work, not work at a job to also get health care.

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