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	<title>Gen Plus &#187; 50 plus</title>
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	<description>Re-inventing 50 plus</description>
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		<title>I&#8217;m mad as hell&#8230;and I&#8217;m not going to take it anymore?</title>
		<link>http://www.genplususa.com/im-mad-as-helland-im-not-going-to-take-it-anymore/</link>
		<comments>http://www.genplususa.com/im-mad-as-helland-im-not-going-to-take-it-anymore/#comments</comments>
		<pubDate>Thu, 14 May 2009 17:07:15 +0000</pubDate>
		<dc:creator>Janet Wendy Spiegel</dc:creator>
				<category><![CDATA[A Critical Eye]]></category>
		<category><![CDATA[Health and Fitness]]></category>
		<category><![CDATA[National View]]></category>
		<category><![CDATA[Obama]]></category>
		<category><![CDATA[50 plus]]></category>
		<category><![CDATA[Health]]></category>

		<guid isPermaLink="false">http://www.genplususa.com/?p=875</guid>
		<description><![CDATA[<p id="top" />This past week, there were three specific posts that caught my eye and I am compelled to share them with you. The first, comes from Ronni Bennett at Time Goes By. A reader&#8217;s comment about ageism spurred her on to write an article about ageism and prejudice that will ring true for all [...]]]></description>
			<content:encoded><![CDATA[<p id="top" />This past week, there were three specific posts that caught my eye and I am compelled to share them with you. <a href="http://www.timegoesby.net/weblog/2009/05/respect-for-the-debilities-of-age.html">The first, comes from Ronni Bennett at Time Goes By</a>. A reader&#8217;s comment about ageism spurred her on to write an article about ageism and prejudice that will ring true for all of us. If you are a Boomer, do you cringe at the concept of 50 Plus? If you are a 50 plusser, do you bristle at being called old? And if you are old, how do you feel about the old-old? I mean, 73 isn&#8217;t 86, right?</p>
<p><a href="http://cuberules.com/2009/05/14/4-benefits-of-practicing-a-layoff/">The second is a post by Scot Herrick at Cube Rules</a>, all about the concept of &#8220;practicing&#8221; for a layoff.  There are so many truths in this article, that it should become an HR offering to employees a year before layoffs loom!  One comment he makes that really resonates in this economic morass we find ourselves in, is that rather than the rule of thumb of having a savings cushion of 4 months to handle a layoff, he counsels trying to set aside ONE year&#8217;s worth of your own operations capital.  Now, that is a hefty amount, especially for most Americans who live paycheck to paycheck, but given the extreme challenges inherent in finding a job now, especially if you are a 50 plusser, I have to say, he isvery, very correct.  In any event, an excellent article to prepare you for the inevitable.</p>
<p><a href="http://cryo-kid.blogspot.com/2009/05/kafka-and-me.html">The third article is by Corinne Copnick at Cyro-Kid</a>, who chronicles her (funny if it weren&#8217;t so heartbreaking) futile attempts to get her prescription provider to send her test strips for her diabetes.  Not only will it give you some chuckles, it will possibly also bring you to tears.  If I had a TV to throw out a 2nd story window and create a furor, yelling: &#8220;I&#8217;m mad as hell and I&#8217;m not going to take it anymore!&#8221;, I would.  But I live in a one floor bungalow and my analog TV is worthless after June 12th anyway. </p>
<p>And to give a follow up to Corinne&#8217;s story, today, again during another call to find out whether the THIRD authorization from her doctor had been approved, she was told (for the first time after, literally, hours of phone calls) that not only box SEVEN had to be filled out again as the wording was not 100% correct, but box TWO had to be rechecked. </p>
<p>President Obama, are you listening?  The insurance companies cannot fix this problem.  THEY and the pharmaceuticals are the ones CREATING it!  By  so much bureaucracy, so much dotting of &#8220;i&#8217;s&#8221; and crossing of &#8220;t&#8217;s&#8221;, they are delaying Corinne&#8217;s test strips, for now&#8230;um&#8230;6 weeks, and if they are doing this to countless numbers of Americans, how much money are they keeping for themselves?  If Prescription Solutions delays all prescriptions from filling by one month (in this case now more than 6 weeks) they gain an 11% additional profit on this one client.  So what if the client dies?  In fact, that would save them a whole lot MORE money in the long run. </p>
<p>Corinne is my mother.  So, I&#8217;m not done with this one yet.</p>
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		<title>No stranger to nationalization</title>
		<link>http://www.genplususa.com/no-stranger-to-nationalization/</link>
		<comments>http://www.genplususa.com/no-stranger-to-nationalization/#comments</comments>
		<pubDate>Wed, 04 Feb 2009 15:03:27 +0000</pubDate>
		<dc:creator>Janet Wendy Spiegel</dc:creator>
				<category><![CDATA[A Critical Eye]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Job Market Challenges]]></category>
		<category><![CDATA[National View]]></category>
		<category><![CDATA[Obama]]></category>
		<category><![CDATA[Things to Ponder]]></category>
		<category><![CDATA[World View]]></category>
		<category><![CDATA[50 plus]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[jobs for 50 plus]]></category>
		<category><![CDATA[President]]></category>
		<category><![CDATA[unemployment]]></category>
		<category><![CDATA[US]]></category>

		<guid isPermaLink="false">http://www.genplususa.com/?p=713</guid>
		<description><![CDATA[<p id="top" />Globally, many countries are having to take stake in life-blood companies &#8212; in the US, banks like Bank of America, Citibank; in the auto industry, Chrysler and GM &#8212; and, well, you&#8217;ve read the news.  The more money that gets infused into the failing businesses, the  more nationalization will be taking place.  As [...]]]></description>
			<content:encoded><![CDATA[<p id="top" />Globally, many countries are having to take stake in life-blood companies &#8212; in the US, banks like Bank of America, Citibank; in the auto industry, Chrysler and GM &#8212; and, well, you&#8217;ve read the news.  The more money that gets infused into the failing businesses, the  more nationalization will be taking place.  As an ex-pat Canadian, with 36 Canadian years of living, nationalization doesn&#8217;t scare me.  I grew up with social responsibility as part of my fabric and I never saw any reason to fear it.  Moving to the US, I learned quickly that entrepreneurship is easier to embrace in the US because of the sheer numbers of citizens and their desire to consume.  The meltdown that we are experiencing globally means that entrepreneurship will be that much more challenging.  Financing harder to come by.  Business development  painfully slow.</p>
<p>But it still doesn&#8217;t scare me, yet.  Having lived multiple corporate lifecycles, I&#8217;ve seen big business tighten and loosen the reins.  In that cycle, a company will decentralize to be more nimble and give great latitude to field operations.  As soon as profits start to shrink (which is inevitable), the company will again centralize, taking away operational privilege from field directors and managers.  Purchasing will become centralized, expense accounts downsized and for a period of time, there can be intense scrutiny on all aspects of remote operations.  And, then, when the burden of handling all operations and control internally at corporate headquarters, the cycle will begin again &#8212; more control and responsibility will head out to the field.  Some unprofitable operations will be shut down, corporate headcount will be streamlined and it&#8217;ll be sink or swim for the field leaders. </p>
<p>If you are in a corporate structure for any period of time, you&#8217;ll see the same pattern repeated.  Each time the pattern is re-shaped, with a new leader, new CEO, new director, there will be many fancy names attached to the activity: downsizing, right-sizing, change management, restructure, etc, etc.  But if you take all the fancy, scary names away, really, you just have natural expansion and collapse.  Companies with enough support survive the collapse.  So right now, we are in an elevated state of collapse and the restructure is nationalization.  It&#8217;s the business reaction to a disastrous economy. </p>
<p>Is there any silver lining to this current cloud?  I don&#8217;t really think so.  But I do believe that the innovators and inventors will find their way to invent and innovate new ways to rebuild economy.  Israel created farms out of desert through creation of irrigation and solar systems, when there was no other way to fuel their own need for a level of self-sufficiency.   We, the boomer generation, the &#8220;me&#8221; generation, the post-hippie Yuppie, found ways, as a whole,  to create wealth&#8230;to the point of fabricated wealth for which we are all suffering greatly now.</p>
<p>Obama&#8217;s mantra of &#8220;Yes, we can&#8221; is not about the government &#8220;doing&#8221; for us.  The government must and will shore up deficiencies by making more money to keep us afloat until the &#8220;we&#8221; in &#8220;yes, we can&#8221; actually get squeezed into invention.  That invention will come from our demographic and the invention of the millenials, our echoes.  Of that I have no doubt.</p>
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		<title>Two steps forward, one step back.  Two steps forward, one step back.</title>
		<link>http://www.genplususa.com/two-steps-forward-one-step-back-two-steps-forward-one-step-back/</link>
		<comments>http://www.genplususa.com/two-steps-forward-one-step-back-two-steps-forward-one-step-back/#comments</comments>
		<pubDate>Sat, 24 Jan 2009 16:57:05 +0000</pubDate>
		<dc:creator>Janet Wendy Spiegel</dc:creator>
				<category><![CDATA[National View]]></category>
		<category><![CDATA[Obama]]></category>
		<category><![CDATA[Things to Ponder]]></category>
		<category><![CDATA[50 plus]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[jobs for 50 plus]]></category>
		<category><![CDATA[unemployment]]></category>
		<category><![CDATA[US]]></category>

		<guid isPermaLink="false">http://www.genplususa.com/?p=697</guid>
		<description><![CDATA[<p id="top" />With markets imploding, 50 plussers are losing jobs by the droves while seeing their nest eggs devastated. When I think of the economic journey we are faced with, regardless of demographic, and the responsibility that is laying on Barack Obama&#8217;s shoulders, I get the image of the mythological Greek Sisyphus endlessly pushing the [...]]]></description>
			<content:encoded><![CDATA[<p id="top" />With markets imploding, 50 plussers are losing jobs by the droves while seeing their nest eggs devastated. When I think of the economic journey we are faced with, regardless of demographic, and the responsibility that is laying on Barack Obama&#8217;s shoulders, I get the image of the mythological Greek Sisyphus endlessly pushing the boulder up the hill.  In the story of Sisyphus, however, he is doomed to an eternal struggle pushing the boulder up the hill as a punishment for a life of crime, including chaining the angel of death.  As I reread the story, I realized that Sisyphus was not the image I was looking for.  So I reread the story of Job.  Job has to endure the test of faith as God even as all his wealth, health and family are destroyed.  And, yet, he never loses faith, even as he asks God &#8220;why&#8221;. </p>
<p>Well, that wasn&#8217;t quite the right image either.  So I pounced on the tried and true &#8220;two steps forward, one step back.&#8221;   Now, this one seemed closer to right.  Also called the &#8220;Frog in the Well&#8221;, the image is of a frog trying to get out of a well and for every two leaps forward, up the walls of the slippery well, it slips back by half, making for an arduous, but necessary journey.  If the frog gives up, it will drown in the well.  If it can make it out of the well, it will be depleted, exhausted, but will have survived death.</p>
<p>Since nothing is quite right to describe the trials and tribulations facing Obama as the leader of our nation, I came up with a combined image, instead.  Obama is in the well.   The water in the well is our economic death.   Obama has been elected by us, the people, to get us out of the well.  He&#8217;s climbing up the sides, two steps forward, one step back, with a humongous boulder on his back.  On top of that, it is raining.  Non-stop.  Now, if Obama were the frog, he&#8217;d likely be defeated.  I mean, how could a tiny frog possibly get out of a slippery well, in the rain, with a boulder on its back?? </p>
<p>But Barack Obama is different.  He is not alone.  He&#8217;s asking us, the people, to work with him to get out of the well.  He&#8217;s shouldering the boulder in the rain, but he&#8217;s asked us to get behind him and help push.  It will still be two steps forward and one step back, but if we can help relieve the weight of the boulder and give him the support, energy, enthusiasm and innovation to fundamentally change how the US does economy, then, I&#8217;m pretty confident he&#8217;ll get us out of the well.  Oh yeah&#8230;also, we&#8217;re a people of good intentions.  Unlike Sisyphus.</p>
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		<title>The breezy sound of pink slips rustling in the wind&#8230;Microsoft to lay off 1400 today.</title>
		<link>http://www.genplususa.com/the-breezy-sound-of-pink-slips-rustling-in-the-windmicrosoft-to-lay-off-1400-today/</link>
		<comments>http://www.genplususa.com/the-breezy-sound-of-pink-slips-rustling-in-the-windmicrosoft-to-lay-off-1400-today/#comments</comments>
		<pubDate>Thu, 22 Jan 2009 19:07:45 +0000</pubDate>
		<dc:creator>Janet Wendy Spiegel</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[Job Market Challenges]]></category>
		<category><![CDATA[National View]]></category>
		<category><![CDATA[Technology]]></category>
		<category><![CDATA[World View]]></category>
		<category><![CDATA[50 plus]]></category>
		<category><![CDATA[Add new tag]]></category>
		<category><![CDATA[Baby Boomers]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[job]]></category>
		<category><![CDATA[job security]]></category>
		<category><![CDATA[jobs for 50 plus]]></category>
		<category><![CDATA[unemployment]]></category>
		<category><![CDATA[US]]></category>
		<category><![CDATA[world news]]></category>

		<guid isPermaLink="false">http://www.genplususa.com/?p=691</guid>
		<description><![CDATA[<p id="top" />The hurt keeps on coming.  This morning Microsoft announced their 2nd quarter results and with the global economy still limping along, put plans in place to lay off 5,000 staff over the next 18 months, included 1400 who got their pink slips today.</p> <p>Always go to the source:  http://www.microsoft.com/presspass/press/2009/jan09/01-22fy09Q2earnings.mspx</p> <p>In light of the [...]]]></description>
			<content:encoded><![CDATA[<p id="top" />The hurt keeps on coming.  This morning Microsoft announced their 2nd quarter results and with the global economy still limping along, put plans in place to lay off 5,000 staff over the next 18 months, included 1400 who got their pink slips today.</p>
<p>Always go to the source:  <a href="http://www.microsoft.com/presspass/press/2009/jan09/01-22fy09Q2earnings.mspx">http://www.microsoft.com/presspass/press/2009/jan09/01-22fy09Q2earnings.mspx</a></p>
<blockquote><p>In light of the further deterioration of global economic conditions, Microsoft announced additional steps to manage costs, including the reduction of headcount-related expenses, vendors and contingent staff, facilities, capital expenditures and marketing. As part of this plan, Microsoft will eliminate up to 5,000 jobs in R&amp;D, marketing, sales, finance, legal, HR, and IT over the next 18 months, including 1,400 jobs today. These initiatives will reduce the company’s annual operating expense run rate by approximately $1.5 billion and reduce fiscal year 2009 capital expenditures by $700 million.</p>
<p><strong>Business Outlook </strong></p>
<p>“Economic activity and IT spend slowed beyond our expectations in the quarter, and we acted quickly to reduce our cost structure and mitigate its impact,” said Chris Liddell, chief financial officer at Microsoft. “We are planning for economic uncertainty to continue through the remainder of the fiscal year, almost certainly leading to lower revenue and earnings for the second half relative to the previous year. In this environment, we will focus on outperforming our competitors and addressing our cost structure.”</p></blockquote>
<p>And for stockholders, Microsoft is not going to make projections to the end of the fiscal year, given the volatility and uncertainty of the global economy.  What that really means, is that no one can figure out what the heck is going on and how long this deterioration is going to continue.  Tough day for Microsoft employees.</p>
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		<title>Blogging Boomers Carnival celebrates #100</title>
		<link>http://www.genplususa.com/blogging-boomers-carnival-celebrates-100/</link>
		<comments>http://www.genplususa.com/blogging-boomers-carnival-celebrates-100/#comments</comments>
		<pubDate>Mon, 19 Jan 2009 16:42:23 +0000</pubDate>
		<dc:creator>Janet Wendy Spiegel</dc:creator>
				<category><![CDATA[Blogging Boomers Carnival]]></category>
		<category><![CDATA[Presidential Election 2008]]></category>
		<category><![CDATA[50 plus]]></category>
		<category><![CDATA[inauguration]]></category>
		<category><![CDATA[Obama]]></category>
		<category><![CDATA[President]]></category>
		<category><![CDATA[US]]></category>

		<guid isPermaLink="false">http://www.genplususa.com/?p=681</guid>
		<description><![CDATA[<p id="top" />When the moon is in the 7th house, and Jupiter aligns with Mars&#8230;</p> <p>It may not be THAT aligned, but I find it rather appealing that our Blogging Boomers Carnival celebrates our 100th carnival episode on a national holiday (MLK) and the day before the most historic presidential inauguration in the US.  Does [...]]]></description>
			<content:encoded><![CDATA[<p id="top" />When the moon is in the 7th house, and Jupiter aligns with Mars&#8230;</p>
<p>It may not be THAT aligned, but I find it rather appealing that our Blogging Boomers Carnival celebrates our 100th carnival episode on a national holiday (MLK) and the day before the most historic presidential inauguration in the US.  Does it mean anything???  At all??  I doubt it.  But coincidence?  I don&#8217;t think so&#8230;</p>
<p>It gives me great pleasure to direct your attention and your clicks to <a href="http://www.thegeminiweb.com/babyboomer/?p=2285">The Boomer Chronicles </a>for this week&#8217;s 100th installment of Blogging Boomers Carnival, hosted at one of our carnival founder&#8217;s (Rhea Becker) sites!</p>
<p>When Wes Hein and Rhea Becker, both exceptional writers, asked me to join their Carnival a few years ago, I remembered thinking, &#8220;Huh?&#8221;  I had no idea what a Blog Carnival was, what it was for and I seriously doubted we&#8217;d be at it more than a few weeks.  I didn&#8217;t know either Wes or Rhea, but had &#8220;met&#8221; Rhea online through her blog and found her writing very appealing.</p>
<p>A Blog Carnival, for inquiring minds who want to know, is an online round up of blog posts by a specific group of bloggers (in our case Boomers) that makes the rounds by being hosted on a different blog each week (or day or month, depending upon the schedule your group decides upon.)  When we started, there really were no social networks, except for My Space and a fledgling LinkedIn.    So we kind of started our own.  Each week, for the past 100 weeks, we stayed on track and on schedule (thanks to Wes and Rhea&#8217;s tenacity and good organizational skills!) and shared our views on all things Boomer.  As a result, the Carnival has become quite well known among Boomer circles.  We aren&#8217;t all the original members, but I am delighted to have been part of the first round. </p>
<p>There are some weeks, where, as a blogger, you sometimes feel a bit discouraged.  Perhaps no one has emailed you anything exciting for a few days.  Or the news is just really bad (like, oh, let&#8217;s say, our economy falling through the floor).  Or people are afraid or too quick to move on to take the time to comment (yes, we LIVE for comments).  But having our Carnival deadline is always the kick in the pants to inspire some sort of blogging frenzy on those rare occasions that blogger&#8217;s block kicks in.</p>
<p>Thank you for following our blogs.  You have no idea what your support means to each of us.  I hope we&#8217;ll continue for another 100 carnivals and I&#8217;ll do my best to keep you engaged (with my witty reparte, insightful commentary, ground-breaking analysis&#8230;LOL)!</p>
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		<title>Are you in a Crisis?  Midlife Crisis Queen releases new book</title>
		<link>http://www.genplususa.com/are-you-in-a-crisis-midlife-crisis-queen-releases-new-book/</link>
		<comments>http://www.genplususa.com/are-you-in-a-crisis-midlife-crisis-queen-releases-new-book/#comments</comments>
		<pubDate>Sat, 17 Jan 2009 00:20:21 +0000</pubDate>
		<dc:creator>Janet Wendy Spiegel</dc:creator>
				<category><![CDATA[Guest Writers]]></category>
		<category><![CDATA[Products By and For 50 Plus]]></category>
		<category><![CDATA[Reviews]]></category>
		<category><![CDATA[Things to Ponder]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[50 plus]]></category>
		<category><![CDATA[book]]></category>
		<category><![CDATA[boomer]]></category>
		<category><![CDATA[midlife crisis]]></category>
		<category><![CDATA[review]]></category>

		<guid isPermaLink="false">http://www.genplususa.com/?p=668</guid>
		<description><![CDATA[<p id="top" />Laura Lee Carter, well-known blogger (Midlife Crisis Queen), recently released her book &#8220;Midlife Magic: Becoming the Person you are Inside!&#8221;</p> <p>It&#8217;s could almost be sad to say that books about the midlife crisis have become relatively available.  However, there is something very compelling about a writer baring her emotional soul to the anonymous [...]]]></description>
			<content:encoded><![CDATA[<p id="top" />Laura Lee Carter, well-known blogger (Midlife Crisis Queen), recently released her book &#8220;Midlife Magic: Becoming the Person you are Inside!&#8221;</p>
<p>It&#8217;s could almost be sad to say that books about the midlife crisis have become relatively available.  However, there is something very compelling about a writer baring her emotional soul to the anonymous reader. </p>
<p>In this case, Laura Lee Carter writes a very heartfelt and well-thought out chronicle of her journey through leaving an abusive marriage, losing her job in her late 40&#8242;s and a hysterectomy to a successful rediscovery of self and a promising look at the next stage of her life. </p>
<p>Complete with a reference guide and peppered with motivating quotes and resources,  Laura Lee&#8217;s book is a quick read, sure to give you a boost of inspiration for managing your own midlife crisis!  <a href="http://midlifecrisisqueen.com/about-my-new-book/">Available on her website</a>, at B&amp;N, or at Amazon.</p>
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