I fail to understand how anyone at or over 50 could oppose health care reform. If you are not working for an employer that offers insurance, good luck finding anyone to offer you insurance — at any price. Almost anything is considered a pre-existing condition. You don’t need to have MS, as I do, to be turned down. My husband has been turned down due to asthma, weight, and acid reflux. If you suffer from frequent hangnails, the insurance companies will find a way to turn you down. They just don’t want to take the risk that older customers might pose. If you find a company that will take you on, the premium prices are more than the mortgage on a $300,000 home.
I just can’t understand why people cannot make this distinction.
Beyond all this, insurance is a stupid way to deliver health care. Originally, insurance was intended to insure you against things that might happen, but weren’t all that likely. You insure your house against damage from fire, storm or theft. Any of these things could happen, but they don’t happen on a regular basis. Conversely, your health does need care on a regular basis. You need checkups, shots, tests and treatments to maintain good health and treat any health issues. Unfortunately, we will all have issues at some point. Why insure against something you know will happen? It just doesn’t make sense to me.
America is a for profit country and I don’t want to change that in terms or regular commerce. However, health care is a different animal. Having asthma was not my husband’s choice, as getting MS was not my choice. Health care visits should not be treated like buying a car or a new TV. You can live without those, you cannot live without the treatment you need.